USIG Deal Analysis Engine v2

Step 1 of 4

Upload Deal Documents

Drag-and-drop or click to upload. Upload what you have — even one document generates meaningful analysis.

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Connected from USIG Mortgage PWA?

If you arrived here from the commercial mortgage form, your deal data is pre-filled in Step 2. Upload documents first for deeper analysis, or skip to Step 2.

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Rent Roll

Excel / CSV / PDF

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T-12 / Operating Statement

PDF / Excel

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Offering Memorandum

PDF only

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Lease Abstracts

PDF only

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Lender Term Sheet

PDF only

💡Rent rolls and T-12s give the AI the most data. Term sheets let us cross-check the proposed loan terms against banking standards in real-time.

Step 2 of 4

Deal Details

Fields marked ✦ are new in v2 — they power Debt Yield, NCF DSCR, LTC, and Break-Even Occupancy calculations.

✦ New v2 Metrics (research-backed 2025-2026 banking standards):

Debt Yield (NOI/Loan)DSCR on NCFStressed DSCR +200bpsLoan-to-CostBreak-Even OccupancyAsset-Class DSCR FloorsMax Loan Sizing

Property Address

Asset Class

Purchase Price ($)

Size (SF or Units)

Asking Cap Rate (%)

Current Occupancy (%)

Gross Potential Rent (Annual $)

In-Place NOI (Annual $)

✦ Replacement Reserves (Annual $)

✦ Management Fee (% of EGI)

Loan Request ($)

Loan Type

Interest Rate (%)

Amortization (years)

Loan Term (years)

WALT (years)

Year Built

✦ Total Project Cost ($) for LTC

✦ Borrower Liquidity ($)

Borrower Credit Score

Additional Notes

Step 3 · AI Underwriting

Deal Analysis

📥AI-Extracted Deal Data

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Run analysis to see extracted data.

✅10-Metric Banking Guidelines Cross-Check

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Run analysis to see guidelines check.

🚩Risk Flags & Opportunities

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Run analysis to see risk flags.

📄Deal Narrative

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Run analysis to see narrative.

💰Maximum Loan Sizing

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Enter NOI, Price, Loan, Rate, Amortization to calculate max loan sizing.

Step 4 · Lender Package

Lender Package

Email-ready format and printable one-pager. All 10 metrics included. Print → Save as PDF for lender distribution.

Email-Ready Lender Submission

Complete the deal analysis first to generate your lender email.

🖨️

Complete the deal analysis first.